• I am an Australian Citizen over the age of 18.
  • I have read and accept the Adam Smith Pty Ltd Privacy Policy.
  • I am living and working in the Sydney metropolitan area and have been in permanent employment for at least 6 months.
  • Please do not apply if you are currently Bankrupt, or under a Part 9 Debt Agreement.
    If you are out of Bankruptcy and are NO longer subject to Part 9 obligations, we can consider your application.
  • I  give my permission as required under the Privacy Act (Commonwealth) 1988, regarding Australian Privacy Principals and the Credit Reporting Code therein..